March 18, 2017

Telltale Signs It’s Time You Should Buy a Home

Most of us have more than a horror stories of roommates-gone-wrong and apartments in need of a serious facelift. It’s a part of life, and each story builds character, but there comes a time where those chapters come to an end. If you’ve found yourself fantasizing about having your own space in your own place, it may be time to consider buying a home.

Here are a few clues you may be ready to switch from an apartment lease to a homeowner’s mortgage:

1. You Crave the Social Experience

If you’ve been making your dinner party list and checking it twice because you don’t know how many people you can fit in your 500-square-foot apartment, it’s time to upgrade. Sophisticated soirees can be difficult to host if you don’t have the space to comfortably fit all your entertainment needs. Apartments also don’t offer much in terms of outdoor living; sure, a huge balcony is a definite bonus to signing a lease, but you can’t very well have backyard barbecues from your 6th floor unit.
When social situations have you yearning for something different, it’s time to invest in a property that can give you more.

2. You Hate Your Gnarly Apartment Carpet

You have bold and creative ideas to renovate your space, but you don’t want to be charged thousands of dollars for pulling up the carpet or putting holes in the walls. In your own home, you have the freedom to design spaces however you please. Who wants to be confined inside their apartment box when owning a home allows you to color outside the lines?
When you want to customize your space and make it your own, perhaps it’s time to buy a home.

3. You’ve Had One Apartment Too Many

There are times in life when it’s okay to settle down. Do you feel like you’re ready to stop moving every 12 months, nomadically searching for the next great lease? Owning a home can put a halt to the vicious pack-and-unpack cycle, but still allow for the freedom to move within the space.

4. You’ve Switched from Twitter to Zillow

Found yourself following online home trends in your desired neighborhoods instead of political opinions and weird cat videos? If so, quit the mindless scrolling and focus your learning the ins-and-outs of potential homeownership.

5. Your Savings Account Says, “Spend Me”

Did you start a down payment fund that’s waiting for the right time to be unleashed? This is the perfect opportunity to put your money to work for you and invest in a property with your name on it before interest rates sky-rocket. Congratulations! You’re ready!

Owning a home is part of the American dream and once you’ve transitioned from dreaming to all out planning your home-owning endeavor, it’s time to talk to a professional. Mortgage rates are scheduled to be on the rise, so move quickly to ensure your dream home doesn’t fly off the market before you can make it a reality.

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